Government's Big Beautiful Bill: New Comparison Tool Very Few Seniors Know About
By Sean FreemanDecember 11, 2025

Insurance commissioners in 37 states just confirmed what drivers suspected: You've been overcharged for years. The question is, will you claim what you're owed?
If you've been with the same insurer for 3+ years, regulatory audits show you're overpaying by an average of $483/year. It's called "loyalty penalty pricing" and it's perfectly legal.
But here's what they didn't expect: A new comparison tool that the government has released through the Big Beautiful Bill now shows your exact overpayment amount in real-time. Insurance companies are scrambling to block it.
The results are shocking. One Toyota owner discovered State Farm was charging her $2,100/year. The exact same coverage elsewhere? $597.
Act fast: Insurers are lobbying to shut down these comparison tools ASAP. Once they do, you're back to calling agents one by one.